An experienced team, a straightforward approach
Welcome to LCF
London Capital & Finance Plc is an innovative UK corporate financier. If you are struggling to find funding of at least £1m, or a home for your own investment capital, we can provide a flexible solution for you.
Sectors we operate in
LCF can assist you whichever industry you are in, but do have particular experience in the following sectors
Here at LCF, we like being open & transparent and so regularly publish our latest performance figures.
Note: Figures are as of 12:00pm, 30th November 2017 and are updated regularly.
The Total Value of Our Issued Bonds
Value of our Current Loan Book
Loan to Value Ratio
Total Value of Security held exceeds
Total Lending to Date
Total Loans Repaid
Don’t just take our word for it
Frequently Asked Questions
Here are the answers to the questions we get asked the most. If you have any other query please contact us.
Are investments secure?
We lend money to companies who have undergone a strict due diligence process and can provide adequate security for the loan. What is adequate security? When funds are lent out, a charge over either property or other assets of the Borrowing Company is taken at no more than 75% loan to value. So, for example; with a loan of £750,000, the value of the charged assets of the Borrowing Company would need to be at least £1 million.
What returns can my investors expect and how long can they invest for?
Our market leading fixed rate returns vary depending on term. LCF bonds are structured between 1 and 5 years.
How do I register as an Adviser and how long does it take?
You can start the process to register as an Adviser here. As long as you have all the necessary paperwork to hand, registration usually takes no longer than a week to complete. If you have any query you can contact the team here.
What security do you need for a loan?
Bond Holder funds are secured by a charge over the assets of LC&F and over the assets of borrowing companies. This security is held in trust for all bond holders by an independent Security Trustee. When funds are lent out, a charge over the assets of the borrowing company is taken at no more than 75% loan to value.